DDBAC

DDBAC by DataDesign is a Windows component suite that implements Germany’s FinTS/HBCI online banking standard. It provides the secure communication layer that many personal finance and accounting applications use to connect to banks, retrieve account information, and submit payment orders. The package includes a centralized “Homebanking Contacts” management tool so multiple desktop apps can share the same bank profiles and authentication settings. DDBAC handles protocol details, encryption, and two-factor authentication (TAN procedures), letting developers and users focus on the tasks at hand rather than on connectivity.

Key features:

• FinTS/HBCI connectivity for German banks that support the standard
• Centralized Homebanking Contacts configuration shared across compatible applications
• Support for common TAN methods (for example, chipTAN, pushTAN, smsTAN, photoTAN; availability depends on the bank)
• Functions for balance and transaction retrieval, SEPA credit transfers, scheduled payments, and standing orders (where supported)
• PSD2-compliant strong customer authentication and secure data transport
• Windows integration with developer-accessible interfaces for 32- and 64-bit applications
• Regular updates to maintain protocol compliance and bank compatibility

Note: DDBAC is an underlying component, not a standalone banking application. It is designed to be installed alongside software that requires reliable, standards-based bank connectivity on Windows.

DDBAC is developed by DataDesign and is used by 76 users of Software Informer. The names of program executable files are DDBAC.EXE, DDBACCleaner.exe, ddBACTest.exe and rundll32.exe. This particular product is not fit to be reviewed by our informers.